Carl Dombek, U.S. Small Business Administration, was  a guest on the Gary Rivers Show as a Disaster Loan Outreach Center in Wooster has been open to serve businesses and residents affected by the heavy rainfall and flooding that occurred on July 21, 2019.

The disaster declaration covered Wayne County and the adjacent counties of Ashland, Holmes, Medina, Stark and Summit.

 SBA’s Customer Service Representatives will be available at the Disaster Loan Outreach Center to answer questions about the disaster loan program and help individuals complete their applications.

Hear the Interview

Applicants may be eligible for a loan amount increase up to 20 percent of their physical damages, as verified by the SBA for mitigation purposes.  Eligible mitigation improvements may include a safe room or storm shelter, sump pump, French drain or retaining wall to help protect property and occupants from future damage caused by a similar disaster.

Interest rates are as low as 4 percent for businesses, 2.75 percent for nonprofit organizations, and 1.938 percent for homeowners and renters with terms up to 30 years.  Loan amount and terms are set by the SBA and are based on each applicant’s financial condition.

Applicants may apply online using the Electronic Loan Application (ELA) via SBA’s secure website at

The filing deadline to return applications for physical property damage is Nov. 4, 2019.  The deadline to return economic injury applications is June 3, 2020.